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Les secrets de la façon dont les couples gèrent VRAIMENT leur argent (ou le cachent)

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Aujourd’hui, Wealth & Personal Finance lève le voile sur la façon dont les couples britanniques gèrent ensemble leurs finances. Notre recherche exclusive offre un aperçu complet des informations financières que les gens partagent avec leur partenaire – et de ce qu’ils choisissent de garder secret.

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Certains couples sont complètement transparents : tout va dans un compte bancaire partagé et peut être vu et dépensé par les deux parties. Mais des millions de personnes retiennent des informations sur leurs actifs – et leurs dettes.

L’étude réalisée pour nous par le gestionnaire d’investissement Investec Wealth & Investment révèle que jusqu’à une personne sur cinq dans un couple n’a pas informé son partenaire de l’étendue de son patrimoine ou de ses dettes.

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Parmi ceux-ci, près d’un sur sept a plus de 50 000 £ qu’il n’a pas mentionné à son partenaire. La plupart ont déclaré qu’ils ne partageaient pas la totalité de leur patrimoine parce qu’ils voulaient conserver leur indépendance financière.

Mais plus d’un quart ont déclaré que c’était parce qu’ils ne pensaient pas que leur partenaire serait intéressé à le savoir.

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Surveillez votre argent : jusqu'à une personne sur cinq dans un couple n'a pas dit à son partenaire l'étendue de sa richesse ou de ses dettes

Surveillez votre argent : jusqu’à une personne sur cinq dans un couple n’a pas dit à son partenaire l’étendue de sa richesse ou de ses dettes

Un peu plus de la moitié des femmes interrogées ont déclaré que l’indépendance financière était importante pour elles, contre un tiers des hommes. Les couples plus jeunes étaient plus susceptibles d’être francs au sujet de leurs économies.

Environ un quart des couples dans la vingtaine ont déclaré que leur partenaire ne connaissait pas l’intégralité de leurs économies. Mais cette proportion s’élevait à environ un tiers pour les couples dans la trentaine et la quarantaine.

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La plupart des couples transparents sur leurs finances sont honnêtes depuis le début de leur relation. Deux sur cinq étaient ouverts et honnêtes dès le début ; un autre quart l’ont été au cours de la première année de la relation.

Pour approfondir leurs habitudes financières, nous avons parlé à sept couples, un de chaque décennie, de 20 à 80 ans, pour voir comment ils gèrent leur argent ensemble.

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Dans la vingtaine :

Nous économisons pour un appartement ensemble – mais gardons nos finances séparées

Anna Humphries, 27 ans, gagne environ trois fois plus que son partenaire Sam Macpherson, également 27 ans. Mais le couple essaie de trouver un moyen équitable de gérer leur argent ensemble car ils prévoient d’acheter bientôt leur première maison ensemble.

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Pour le moment, le couple vit dans différentes colocations avec des amis, tous deux à Londres. Anna est responsable des relations publiques et gagne environ 60 000 £ par an, tandis que Sam est un chercheur universitaire qui rapporte près de 20 000 £.

Ils n’ont pas de compte bancaire commun ni de contrôle sur ce que l’autre dépense.

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“Un jour, nous espérons nous marier, mais une priorité financière était de monter sur l’échelle de la propriété dès que possible”, explique Anna.

«Bien que nous prévoyions de passer le reste de nos vies ensemble, nous allons demander à un avocat de rédiger un contrat garantissant que les sommes versées au dépôt sont reconnues – afin qu’elles puissent être partagées en conséquence si, pour une raison quelconque, nous étions plus tard pour se séparer.

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Le couple espère acheter un appartement d’une chambre à 350 000 £ à Southwark, dans le sud de Londres. Au cours des cinq dernières années, Anna a réussi à vendre 40 000 £ tandis que Sam a 20 000 £.

Lorsqu’ils emménageront ensemble, le couple prévoit de diviser leurs factures en deux, y compris l’hypothèque et l’épicerie.

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Anna ajoute: “Sam mange beaucoup plus que moi, mais j’aime les ingrédients coûteux et raffinés, comme l’huile de truffe et le granola sain, donc tout s’équilibre.” Comme il me reste plus d’argent après les factures, j’investis 500 £ par mois dans des fonds de suivi d’actions et d’actions.

“Cela suffira, espérons-le, pour s’occuper de nous deux dans la vieillesse le moment venu.”

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Bien qu’ils soient ouverts sur leurs finances – et pensent que c’est sain pour leur relation – ils préfèrent les garder séparément. « Nous n’avons pas de secrets – même si Sam aime davantage sortir et faire de l’escalade le week-end », ajoute Anna.

“Je n’ai aucune idée de ce qu’il dépense. Mais tant que c’est son argent plutôt que le mien, ce qu’il dépense en socialisation ou en voyages d’escalade et en équipement dépend entièrement de lui.

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Dans la trentaine :

Je suis responsable des cordons de la bourse – mais donnez à ma femme 300 £ par mois

Muhammed Khan, 34 ans, et sa femme Vanbe, 32 ans, survivent avec son salaire de 60 000 £ par an. Muhammed est responsable informatique et Vanbe s’occupe de leurs six enfants, âgés de un à 15 ans. Le couple vit dans une maison jumelée de 300 000 £ à Birmingham.

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Muhammed admet qu’il est responsable des cordons de la bourse – bien que sa femme connaisse ses revenus et ses dépenses car les relevés de compte bancaire ne sont pas cachés à la vue. Muhammed a un compte bancaire personnel et un compte conjoint avec sa femme pour payer les factures générales du ménage. Il donne également à Vanbe 300 £ par mois en espèces à dépenser comme elle le souhaite, indépendamment de l’épicerie ou d’autres demandes générales.

Il dit: «Ce n’est pas toujours facile avec autant de bouches à nourrir, mais j’ai abandonné mes habitudes coûteuses, en achetant des baskets de créateurs Nike fantaisie pour 300 £ la paire au profit de chaussures pratiques pour 40 £.

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«Ma femme demande parfois un peu plus d’argent – ​​récemment, elle voulait un supplément pour acheter un sac à main Gucci à 300 £. Malheureusement, j’ai dû dire non parce que nous n’avons pas l’argent. Elle n’était pas particulièrement heureuse. Mais, comme moi, elle fait passer la famille avant tout.

Dans la quarantaine :

Devoir demander de l’argent à mon mari est humiliant

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Lucy Caldwell, 41 ans, reçoit une allocation de son partenaire Ian, 46 ans, et trouve parfois difficile l’inégalité de leurs finances.

Bien qu’avocate qualifiée, elle a abandonné son travail pour s’occuper de leurs deux fils, maintenant âgés de huit et dix ans, tandis que Ian a continué à travailler à la City – gagnant un salaire à six chiffres dans une société de gestion de fonds.

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Expert : Bâtir la confiance et planifier ensemble

Faye Church, directrice principale de la planification financière chez Investec Wealth & Investment, estime que la façon dont les couples gèrent leurs finances a inévitablement changé au fil des générations, et qu’il n’existe pas de modèle «taille unique» qui fonctionne pour tout le monde.

« Historiquement, les couples mariés détenaient tout leur argent dans un compte conjoint à leurs deux noms. Cela fonctionnait lorsque les maris étaient plus susceptibles d’aller travailler et que les femmes restaient à la maison. Mais aujourd’hui, comme les couples ont souvent des carrières et des atouts avant de se rencontrer, ils peuvent avoir plus de mal à perdre cette indépendance. Il s’agit d’établir la confiance et de déterminer ce qui est le mieux pour vous.

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Les couples mariés et les pacsés peuvent également bénéficier d’un certain nombre d’avantages fiscaux lucratifs.

Par exemple, l’allocation fiscale de mariage est disponible lorsqu’une personne gagne moins que le seuil d’allocation personnelle de 12 750 £. Ils peuvent transférer jusqu’à 1 260 £ de leur allocation à leur partenaire pour réduire leur facture fiscale. L’allégement fiscal vaut jusqu’à 252 £ par an.

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Les couples peuvent également se léguer leurs biens sans payer de droits de succession, tant qu’ils sont mariés ou pacsés.

Ils peuvent également transférer les éventuels abattements fiscaux sur les successions non utilisés.

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Lucy dit: “C’est mal à l’aise de recevoir une allocation et de devoir toujours justifier pourquoi vous avez besoin d’argent supplémentaire – aller de pair avec une explication.”

Le couple, basé à Tunbridge Wells, dans le Kent, a des comptes bancaires séparés – et Ian place également de l’argent sur un compte commun pour payer les factures du ménage.

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Lucy dit : « Nous ne gardons pas de secrets, mais je ne sais pas exactement ce qu’il est payé ou comment il pourrait dépenser de l’argent – ​​je ne vois que ce qui entre dans le compte commun pour les factures générales. Au fur et à mesure que les enfants ont grandi, j’ai pu faire du bénévolat pour Les Samaritains.

«J’ai également l’intention de trouver un emploi à temps plein dans un magasin le mois prochain – pour dépenser mon propre argent en vacances et en gâteries pour les enfants. C’est mal, mais ne pas avoir son propre argent peut affecter votre estime de soi et j’ai l’impression que cela étouffe mon désir de me sentir libre.

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Dans la cinquantaine :

Je suis meilleur en budgétisation que mon mari – donc je m’occupe de tout notre argent

Heather et Philip Westlake, de Plymouth dans le Devon, ont du mal avec leurs finances – budgétisant sur un budget commun d’un peu plus de 1 000 £ par mois.

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L’argent est particulièrement serré car ni l’un ni l’autre ne peut travailler. Heather, 57 ans, souffre de fibromyalgie, tandis que son mari, agent de sécurité de 55 ans, se remet d’une récente opération pour un cancer de l’intestin. Heather dit: «J’ai appris à la dure en accumulant des dettes sur les cartes de crédit et les prêts quand j’étais plus jeune. Maintenant, nous vivons selon nos moyens.

“Je m’occupe des cordons de la bourse et je m’assure que mon mari me donne tout son argent pour m’occuper.”

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Philip est satisfait de cet arrangement car il admet qu’il n’est pas doué pour gérer l’argent alors que Heather est économe et sait comment gérer son budget. Elle garde un œil attentif sur le compteur d’énergie pour s’assurer qu’il n’y a pas de gaspillage et elle s’assure qu’ils préparent les repas par lots pour la semaine.

Heather ajoute: «C’est difficile, mais nous y parvenons. Le point faible de mon mari, ce sont les figurines de dragon qui coûtent quelques livres de temps en temps. Une bonne relation doit être fondée sur la confiance. Cela implique de travailler en équipe et de connaître les forces de chacun lors de la gestion de l’argent.

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Dans la soixantaine :

Je paie les factures d’énergie – elle fait l’épicerie

Simon Heal, 68 ans, et sa femme Kin Pek Tong, 60 ans, de Stansted Mountfitchet dans l’Essex, assument chacun la responsabilité d’un domaine différent de leurs finances.

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Simon, semi-retraité, qui est tôlier, paie les factures de services publics à partir de son compte, tandis que la serveuse Kin achète les courses et fait les courses de vêtements.

Kin pense que cela convient bien au couple car elle a un œil plus aiguisé pour les bonnes affaires, tandis que Simon est plus pratique pour payer les factures.

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“Nous ne discutons jamais d’argent car aucun de nous n’a rien à cacher”, ajoute Simon. “Mais si un coût inattendu se présente, comme des travaux dentaires récents, on m’a dit qu’ils me coûteraient au moins 1 000 £, nous nous asseyons et en discutons dans le cadre de la budgétisation.”

Dans la soixantaine :

Tout notre argent va dans un pot

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Travail d'équipe : David et Sue Williams mettent tout leur argent en commun sur un seul compte

Travail d’équipe : David et Sue Williams mettent tout leur argent en commun sur un seul compte

Le directeur d’école secondaire à la retraite David Williams, 78 ans, et sa femme Sue, 71 ans, mettent tout leur argent en commun sur un seul compte bancaire commun. La part du lion de leurs revenus provient de la pension de David, et la secrétaire à la retraite de l’école primaire, Sue, gère les finances.

“Je n’ai absolument aucun intérêt pour l’argent et je laisse tout le budget à ma femme”, déclare David.

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« Nous travaillons ensemble et agissons comme un seul homme. Nous considérons nos revenus distincts comme un seul pot d’argent à partager. Nous avions également une hypothèque conjointe et nos économies sont réunies.

Le couple est fortement impliqué dans le soutien de leur église communautaire locale Saffron Walden dans l’Essex. Ils croient que le travail bénévole à l’église les aide à mettre leurs finances en perspective.

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Dans leurs années 80 :

Je ne peux pas être dérangé par la gestion de l’argent – ma femme le fait pour nous deux

Pamela Gregory, 83 ans, et son mari George, 82 ans, de Bishop’s Stortford dans le Hertfordshire, ont placé la quasi-totalité de leurs revenus de retraite d’un peu plus de 30 000 £ par an sur un compte bancaire commun. Cependant, ils tiennent tous deux également de petits comptes individuels.

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Pamela a passé sa carrière en tant qu’assistante personnelle pour les patrons d’entreprises telles que British Gas, et pense que cela l’a aidée à affiner ses compétences en matière d’équilibre budgétaire. Elle s’occupe des finances car l’ancien mari peintre et décorateur George “ne peut tout simplement pas être dérangé”.

Pamela dit: «En vieillissant, il est important de continuer à sortir et à profiter de la vie, mais cela ne vous coûtera pas nécessairement beaucoup d’argent si vous êtes astucieux avec votre argent et que vous travaillez ensemble pour respecter un budget. Nous gérons encore quelques vacances à l’étranger chaque année.

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Pamela ajoute : « Heureusement, George a des goûts modestes – il aime jardiner avec comme principal vice un verre de chardonnay occasionnel. Cela facilite grandement la planification de nos dépenses. Être ouvert à ce sujet aide à faire en sorte que l’argent aille plus loin.

Certains noms ont été modifiés.

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International

MICHAEL MOSLEY: The test that reveals Covid has made us more stupid… and what you can do about it

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Are we becoming slower-witted? The answer should worry all of us.

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A few years ago I made a TV programme called The Great British Intelligence Test where we measured the brainpower of the nation and ­carried out the largest intelligence experiment of its kind.

More than a quarter of a million ­people took our special IQ Test, developed for us by scientists from the Department of Brain Sciences at Imperial College ­London. (You can see what we put ­people through by searching online for ‘Michael Mosley IQ test’.)

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We discovered, unsurprisingly, that when it came to problem-solving, ­people in their early 20s did the best; they have more knowledge on their side than, say, a teenager, but their brains are also working faster than people who are middle-aged or older.

The reason problem-solving ability falls with age is, in part, linked to how well insulated the connections are between your brain cells.

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Dr Michael Mosley made a TV programme called The Great British Intelligence Test

Dr Michael Mosley made a TV programme called The Great British Intelligence Test

As we age, the myelin sheath that ­surrounds the brain’s wiring gets ­thinner and communication between our neurons slows. Our brains quite ­literally slow down.

But there was some good news for older people; while other cognitive skills decline with age, verbal ability increased, peaking in people in their 70s. Oddly enough, cat lovers scored higher on verbal ability than dog lovers (though that may have been chance), as did book readers and people who are fond of fruit and veg.

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But the biggest surprise came much later, long after the programme had aired on TV.

That’s because the test was put online in 2019, before the Covid pandemic swept the world, and the researchers continued to ­collect data well into 2020, when the outbreak was at its worst.

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By this point they’d included questions about whether people had had Covid and, if so, how it had affected them.

They found that people who had been infected scored lower on the IQ tests, particularly when it came to something called ­executive function, a measure of ­mental skills such as memory, ­flexible thinking and self-control. If your executive function is affected, this can make it hard to focus, follow directions and ­handle emotions.

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The team have since completed a larger study involving more than 112,000 people, which was published last month in the New England Journal of Medicine.

This confirmed the long-term impact that Covid can have on our brains. People who had a mild infection lost a couple of IQ points, but those who developed long Covid saw an average fall in IQ of about six points.

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And the results of this study fit in with another more worrying trend, which is that IQ scores have been falling worldwide since the 1970s. In a 2018 study ­published in Proceedings of the National ­Academy of Sciences, researchers looked at the IQ scores of young men in Norway, recorded when they were ­conscripted for compulsory ­military duty. Over a 40-year period, beginning in 1970, there was a steady decline of about seven points per generation.

This phenomenon has since been recognised in other ­countries, including the U.S. and the UK.

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While no one really knows exactly what’s going on, there’s a suggestion that it could be to do with rising levels of obesity and our growing reliance on ultra-processed food, both of which are bad for the brain.

Being struck down by an ­infectious disease, particularly one that persists (like Covid), is also a surefire way to reduce your IQ score.

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There is also a growing concern, among some researchers I’ve ­spoken to, that the rise in ­artificial intelligence will add to downward pressure on human intelligence, as we increasingly rely on machines to do our ­thinking for us.

So what can you do to keep your brain in good shape?

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There is plenty of evidence that eating a healthy diet can make a big difference. A study of 70-year-olds by ­Edinburgh University in 2021 found that those who were eating a Mediterranean diet (rich in olive oil, nuts, veg and fish) scored highest on a range of memory and thinking tests.

More surprisingly, playing ­computer games also seems to be good for improving your cognitive skills. That’s ­certainly what we found in The Great British ­Intelligence Test — a finding backed up by a recent, more ­rigorous study, ­published in JAMA Network Open in 2022.

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Scientists at the University of Vermont looked at data from nearly 2,000 children and found those who reported playing fast-action video games for three hours a day or more did better on tests of impulse ­control and ­working memory than ­children who claimed never to play video games.

Not only that, but brain scans showed they had greater activity in regions associated with ­attention and memory, the result of all those hours spent trying to shoot things and avoid being shot.

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And last, but by no means least, do keep challenging ­yourself mentally. There is plenty of evidence that taking up new hobbies, like ­dancing or painting, will keep your brain young.

Conversely, withdrawing from the world can lead to brain shrinkage, reduced brain cell ­connections and even falling ­levels of hormones in the brain that are essential for long-term repair and maintenance.

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I intend to do what I can to keep my neurons going for as long as possible and, as poet Dylan ­Thomas put it, to ‘rage, rage against the dying of the light’.

One of the hardest things to treat is a chronic wound, like those caused by type 2 diabetes.

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Now researchers at ­Sheffield University are using ionised gas (gas with an ­electrical charge) to treat chronic wounds: the gas ­creates a chemical cocktail in the wound, helping to kill bacteria and speed up ­healing. With antibiotic resistance on the rise, this could be a game changer.

Your dog really does understand 

Our dog, Tari, died a couple of months ago, and I still find myself shouting ‘walkies’ as I head for the front door, forgetting she is no longer around.

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I’ve often wondered whether she understood the word ‘walkies’, or whether it was my tone of voice and behaviour (i.e. the fact that I’d be standing by the front door with a lead in my hand) that gave her the clue.

A recent study suggests that dogs understand us better than we think. Researchers at Eotvos Lorand University in Budapest monitored dogs’ brain waves when they heard their owners say words they assumed the dogs knew, such as ‘ball’. 

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They found that when the dogs were given a toy that matched the word their owner said, their brain activity was different from when they were given something that didn’t match it.

The researchers said this is proof that dogs actually understand the meaning of words. Our canine friends are even more remarkable than most of us already believe.

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Bitter-tasting veg may boost your mood 

Many people struggle with eating bitter green vegetables such as kale, chard and chicory. Yet these are particularly good for us — and here’s more about why.

Bitterness is one of our five ‘basic’ tastes (the others are sweet, salty, sour and umami. Humans are ­particularly sensitive to bitter ­flavours, probably because bitterness is often associated in the natural world with poison, something to be avoided.

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Yet bitterness is also a sign that food is rich in beneficial plant compounds called polyphenols. Recent research by Shibaura Institute of Technology in Japan provided ­fascinating insights into why polyphenols are so good for us. 

They point out that we have taste receptors throughout our body. You find them, for example, in the gut, where they respond to polyphenols you’ve eaten by releasing hormones that improve your blood sugar levels and your mood.

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Men even have similar sensory receptors in the testicles that seem to play a role in the production of healthy sperm. That could explain why men who eat lots of bitter, leafy, green vegetables tend to have higher sperm counts and better sperm motility. 

Something to bear in mind next time you are shopping for veg.

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Thai PM Srettha Thavisin believes in a ‘more democratic’ future for Thailand

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Srettha Thavisin became Thailand’s prime minister in August 2023, putting an end to nine years of the country’s military dominating its politics. In an exclusive interview with FRANCE 24, the businessman-turned-politician said he “truly believes” the future of Thailand will be more democratic. 

Will the future of Thailand be more democratic than the past? “Yes I truly believe [so],” the Thai premier told FRANCE 24 in the northern city of Chiang Mai.

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Thavisin is the country’s first civilian prime minister in nine years. The army’s coup in 2014 overthrew the democratically elected government at the time. “I can’t worry for things I have no control [of],” he replied when asked about the risk of another coup. “My goal is clearly to make the lives of the Thai people better.”

Turning to the conflict in neighbouring Myanmar, Thavisin asserted that “at the moment”, it “hasn’t reached the point where there is a full civil war”.

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“The first word we should discuss is humanitarian assistance,” he added. “If there are people who need help, then we will help them.”

The Thai premier also spoke about a “four-eyes meeting” with French President Emmanuel Macron on March 11, in which the two leaders discussed the war in Ukraine

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“I think he (Russian President Vladimir Putin) wouldn’t dare to invade other nations,” Thavisin said.

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Oscar-winner ‘Oppenheimer’ opens in Japan after months of nuclear theme concerns

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Oscar best picture winner “Oppenheimer” was finally released on Friday in Japan, where its subject — the man who masterminded the creation of the atomic bomb — is a highly sensitive and emotional topic.

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3 min

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The US blockbuster hit screened in the United States and many other countries in July at the same time as “Barbie”, inspiring a viral phenomenon dubbed “Barbenheimer” by moviegoers.

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But while “Barbie” was released in Japan in August, “Oppenheimer” was conspicuously absent from cinemas for months.

No official explanation was offered at the time, fuelling speculation the film was too controversial to be shown in Japan — the only country to have ever suffered a wartime nuclear attack.

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Around 140,000 people died in Hiroshima and 74,000 in Nagasaki when the United States dropped atomic bombs on the cities in August 1945, days before the end of World War II.

Japan is the only country to have suffered a wartime nuclear attack
Japan is the only country to have suffered a wartime nuclear attack. © Kazuhiro Nogi / AFP

At a large cinema in central Tokyo where “Oppenheimer” was showing on Friday, there was none of the prominent promotional material that might be expected for a global megahit.

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Instead only one small poster advertised the film, which was shot on a $100 million budget and collected nearly $1 billion at box offices worldwide.

“It is a long, three-hour movie, but I watched it attentively, because it was so powerful,” audience member Masayuki Hayashi, 51, told AFP after the film.

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Japanese distributors may have chosen to avoid a summer release close to the bombings’ anniversary, said 65-year-old Tatsuhisa Yue.

But “it would have been unthinkable if a movie which describes how the weapon was developed didn’t show here”, he said.

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“The movie arrived late, but I think it was good that it finally opened in Japan.”

‘America-centric’

The film tells the story of US physicist J. Robert Oppenheimer, who oversaw the bomb’s invention.

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It drew rave reviews and was the most decorated title at this month’s Oscars, scooping seven awards including best director for Christopher Nolan and best actor for star Cillian Murphy.

But in Hiroshima, the city devastated by the first nuclear bomb, the biopic’s Academy Awards success met a mixed reaction.

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'Oppenheimer' stars Irish actor Cillian Murphy
‘Oppenheimer’ stars Irish actor Cillian Murphy. © Robyn Beck / AFP

Kyoko Heya, president of the city’s international film festival, told AFP after the awards ceremony that she had found Nolan’s movie “very America-centric”.

“Is this really a movie that people in Hiroshima can bear to watch?” she asked.

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Today the city is a thriving metropolis of 1.2 million people, but the ruins of a domed building still stand as a stark reminder of the horrors of the attack, along with a museum and other sombre memorials.

Heya said that after much reflection, “I now want many people to watch the movie.”

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“I’d be happy to see Hiroshima, Nagasaki and atomic weapons become the subject of discussions thanks to this movie,” she said.

Last year, viral “Barbenheimer” memes sparked anger online in Japan, where media reports have highlighted critics who say the film does not show the harm caused by the bombs.

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Around 140,000 people died in Hiroshima and 74,000 in Nagasaki when the United States dropped atomic bombs on the cities in 1945
Around 140,000 people died in Hiroshima and 74,000 in Nagasaki when the United States dropped atomic bombs on the cities in 1945. © Kazuhiro Nogi / AFP

“There could have been much more description and depiction of the horror of atomic weapons,” bomb survivor and former Hiroshima mayor Takashi Hiraoka, 96, said at a special screening in the city earlier this month.

“Oppenheimer” was also shown at a preview event in Nagasaki, where survivor Masao Tomonaga, 80, said he had been impressed by the movie.

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“I had thought the film’s lack of… images of atomic bomb survivors was a weakness,” said Tomonaga, who was two when the second bomb was dropped and later became a professor studying leukaemia caused by the attacks.

“But in fact, Oppenheimer’s lines in dozens of scenes showed his shock at the reality of the atomic bombing. That was enough for me.”

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(AFP)

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Palestinians fear further isolation as Israeli minister announces vast West Bank settlement plans

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Palestinian land planner Safa Odeh points to a road in the West Bank.

Palestinian land planner Safa Odeh points in the direction of a road in the West Bank that she says only Israeli settlers can use. © France 24 screengrab
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Far-right Israeli Finance Minister Bezalel Smotrich has announced a plan to seize 800 hectares of Palestinian land in the occupied West Bank, the largest land seizure since the 1993 Oslo Accords between Israeli and Palestinian authorities according to NGO Peace Now. FRANCE 24’s Catherine Norris Trent and Claire Duhamel explored the roads around Jerusalem, some of which are included in the planned seizure, and spoke with a Palestinian land planning engineer who said Smotrich’s plan is aimed at “increasing control” in the territory.

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Revealed: Scale of Ryan Reynolds and Rob McElhenney’s funding into Wrexham laid bare by the club’s astronomical wage bill… after the Hollywood owners admitted they were ‘f****d without National League promotion

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Wrexham paid out £6.9million in wages during their promotional season from the National League as the level of funding from the club’s Hollywood owners Ryan Reynolds and Rob McElhenney was revealed in their latest accounts.

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The Welsh side were promoted as champions from the National League last season with a record 111 points, after edging Notts County in a head-to-head battle for the one automatic spot.

Reynolds and McElhenney admitted last year they would have been ‘f*****’ if the club had failed to have achieved promotion to League Two.

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McElhenney said on the series Welcome To Wrexham: ‘From a financial perspective, if we do not get promoted this year, we are f*****’, to which Reynolds replied, ‘Yep, f***’.’

‘We’re heavily invested in building this club, the stadium itself, and if we don’t get promoted this year, the club is completely, totally and wholly unsustainable.

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Wrexham's Hollywood owners Rob McElhenney and Ryan Reynolds paid out £6.9m in wages during the club's promotion season

Wrexham’s Hollywood owners Rob McElhenney and Ryan Reynolds paid out £6.9m in wages during the club’s promotion season 

Wrexham's latest accounts reveal the level of funding in their promotion season to the EFL

Wrexham’s latest accounts reveal the level of funding in their promotion season to the EFL

‘So its really ratcheted up the pressure, not just for us but for the players on the field, the people in the community. This year we have to get promoted.’

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The co-owners desperation to secure promotion has been outlined in the club’s financial accounts for the year ending on June 30, 2023.

Wrexham made an overall loss of £5.1million during the National League season, representing a record in the division.

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The figure surpassed the previous record loss of Stockport County of £4.8m in their promotion season in 2022, as well as representing a significant increase on the £2.9m loss Wrexham had made the same campaign.

A major increase in the club’s wage bill was a contributing factor with Wrexham paying out £6.9m for the financial year, representing £132,600-a-week.

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The wage bill increased by nearly £2.9million from the previous season, where the club finished as runners-up to Stockport County and were beaten in the play-offs.

Turnover and revenue has increased dramatically since  Always Sunny In Philadelphia creator McElhenney and Deadpool actor Reynolds bought the club for £2million in February 2021.

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Turnover increased from £5.972million to £10.478million in the year ending June 30 2023.

Wrexham were promoted as National League champions with a record points tally

Wrexham were promoted as National League champions with a record points tally

The club ended a 15-year exile from the Football League after securing promotion last season

The club ended a 15-year exile from the Football League after securing promotion last season

The club’s accounts outlined how Wrexham’s overseas fanbase has contributed to the increase in turnover.

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Wrexham highlighted a ‘staggering’ increase in its Rest of the World turnover to £2.582m from £657,000 in the 2022 accounts, with UK turnover rising to £7.8million from £5.3million.

Club director Humphrey Ker wrote in the accounts that the club ‘await with interest to see how this ratio changes going forward.’

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Wrexham’s retail operation enjoyed an increase from £3.430m from £1.304m in 2022, while sponsorship rose to £1.883m from £1.053m.

The club’s run to the FA Cup fourth round helped football revenue grow to £1.314m from £0.531m.

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The League Two side said that their year-on-year income increases show the potential of the club, stating that this will ‘significantly increase again following promotion and the continued popularity of Welcome to Wrexham’

Wrexham noted that the club needed to be conscious of ensuring that when the Disney+ series comes to an end it can ‘manage the change effectively and still deliver our objectives based on the legacy that has been created.’

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A third season of the show is planned for next month.

‘The amount owed to The RR McReynolds Company, LLC (owned by the two actors) at the year-end was £8.977million (2022: £3.714million),’ a statement from Wrexham said.

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The Disney+ series Welcome to Wrexham has helped to increase their overseas fanbase

The Disney+ series Welcome to Wrexham has helped to increase their overseas fanbase

‘The financial losses suffered by the club since the takeover shouldn’t be repeated, with income generated by the club now sufficient to meet the operational costs of the club going forward.

‘These losses were deemed necessary to allow the club to maximise its full potential in the shortest time practically possible.

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‘The club is under no immediate pressure to repay these loans at the expense of the progress we seek to achieve and further financial support will be provided/secured to support the capital expenditure projects the club is currently planning, which includes increasing the capacity of The Racecourse Ground and the development of a training facility for all the club’s teams.’

Wrexham are in contention to secure a second successive promotion with the club in the automatic promotion places in League Two with seven matches remaining this season.

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The Red Dragons would be required to pay £207,500 to other clubs for the transfer of players should the club achieve promotion this season.

In addition, Wrexham could pay out £509,710 as part of player contracts and bonuses should they be seal a spot in League One.

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Wrexham noted that further bonuses may be payable if they club is promotion to the Championship in the future.

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International

Russian missile and drone attacks damage power plants in central, west Ukraine

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Russian missile and drone attacks hit thermal and hydro power plants in central and western Ukraine, power grid operator Ukrenergo said on Friday, the latest assault on the already damaged power infrastructure.

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1 min

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“During the night, the Russians struck again at energy facilities in a massive and combined attack,” Ukrenergo said on the Telegram messaging app.

“Thermal and hydroelectric power plants in the central and western regions were damaged.”

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Regional officials said Russian forces had attacked infrastructure in the Kamianske district near the city of Dnipro. At least one person was wounded, they added.

Ukrainian energy minister German Galushchenko also said power facilities in the regions of Dnipropetrovsk, Poltava and Cherkasy were attacked.

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“Electricity generation facilities were targeted by drones and missiles,” Gelushchenko said on Facebook.

The Ukrainian military said its air forces had destroyed 58 Russia-launched attack drones overnight from a total of 60, along with 26 of 39 missiles.

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“The enemy launched a powerful missile and air strike against the fuel and energy sector of Ukraine, using various types of missiles and attack drones,” the commander said.

Reuters could not independently verify the report.

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Ukrainian television said explosions were heard in the regions of Ivano-Frankivsk and Khmelnytskyi as well as the city of Dnipro as Russian cruise missiles were spotted in Ukrainian air space.

The largest private power firm, DTEK, said its three thermal power plants were attacked.

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“The equipment was severely damaged,” it said on Telegram. “After the attack ended, the power engineers promptly started to repair the damage.”

Ukrainian power distributor Yasno said this week that DTEK lost about half its capacity following Russian missile and drone attacks.

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(REUTERS)

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International

Made you look! These bizarre images are certain to make you chuckle

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The internet is filled with funny and outlandish images that range from quirky memes to bizarre photos capturing unexpected moments of humour and absurdity. 

The Comedy Heaven subreddit community, dedicated to discovering and sharing photos of amusing images worldwide, has rallied up some of the greatest picks.

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From questionable Amazon reviews to outlandish social media posts, this community acts as a repository for a diverse array of content.

Some of the best images have been collated into a gallery by Bored Panda, including some side-splitting jokes. 

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This professor, believed to be from the US,  was eager to demonstrate a theorem by successfully fitting his fist into his mouth

This professor, believed to be from the US,  was eager to demonstrate a theorem by successfully fitting his fist into his mouth 

Who said romance was dead? One person, belived to be from the US, shared a picture of a sign on a lawn apologising to Andrea

Who said romance was dead? One person, belived to be from the US, shared a picture of a sign on a lawn apologising to Andrea

One showed a picture of a professor putting his hand in his mouth to explain a theorem, while another saw a man profess his love on the side of the road.

Others shared hilarious photoshopped Disney posters, while another was shared by a vet, showing the sweet card he got from a child saying ‘thank you for removing my cat’s testicles’.

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Here, FEMAIL looks at the funniest and most outlandish posts shared on the forum. 

Almost 14,000 customers appreciated this honest review of leggings on Amazon written by Cory in the US

Almost 14,000 customers appreciated this honest review of leggings on Amazon written by Cory in the US

The Aldi checkouts are considered suitable only for the seasoned supermarket shopper, as one person shared a screenshot of a news article saying they were left 'crying and shaking' by the checkout speed at the German supermarket

The Aldi checkouts are considered suitable only for the seasoned supermarket shopper, as one person shared a screenshot of a news article saying they were left ‘crying and shaking’ by the checkout speed at the German supermarket 

Pinocchio: All he wants is human flesh... to turn into a real boy. One person shared this somewhat dark take on Pinocchio

Pinocchio: All he wants is human flesh… to turn into a real boy. One person shared this somewhat dark take on Pinocchio

A heartfelt thank you note to the vet for performing a purrfect operation on this child's cat, shared by a vet practice in Kigali, Rwanda

A heartfelt thank you note to the vet for performing a purrfect operation on this child’s cat, shared by a vet practice in Kigali, Rwanda 

Another man, from the US, did a 4am photoshoot with his chicken nugget

Another man, from the US, did a 4am photoshoot with his chicken nugget  

Unexpected visitor: Is it an alien or just a very unusual insect ringing the doorbell? The screenshot was shared from the US

Unexpected visitor: Is it an alien or just a very unusual insect ringing the doorbell? The screenshot was shared from the US

Gymnast Katherine Coronel of Venezuela performs her routine during the rhythmic gymnastics competition at the 20th Juegos Deportivos Centroamericanos y del Caribe in Cartagena in Colombia, looking momentarily headless

Gymnast Katherine Coronel of Venezuela performs her routine during the rhythmic gymnastics competition at the 20th Juegos Deportivos Centroamericanos y del Caribe in Cartagena in Colombia, looking momentarily headless

Oops! This child's homework probably left their teacher saying 'uck!'

Oops! This child’s homework probably left their teacher saying ‘uck!’ 

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